{
  "@context": "https://schema.org",
  "@type": "Dataset",
  "name": "International Payments — fx-policy",
  "dateModified": "2026-06-03T07:33:20.450Z",
  "provider": "Wise Platform API + OFX",
  "spread_bps_avg": 32,
  "spread_bps_max": 65,
  "rebalance_threshold_usd": 50000,
  "hedging": "12-month forward 60% of forecasted non-THB AR",
  "hedging_bank": "SCB Treasury + DBS Singapore"
}